Dominican Financial System Assets Climb to 4.15 Trillion Pesos in 2025

SANTO DOMINGO, Dominican Republic – The Dominican Republic's financial system assets saw a 7.9% year-over-year increase, closing December 2025 at 4.15 trillion pesos, according to preliminary data released by the Superintendency of Banks (SB).

This growth was largely propelled by the credit portfolio, which expanded by 9.5% (206 billion pesos) to reach 2.39 trillion pesos. This performance confirms that credit remains the primary driver of banking asset growth.

Alejandro Fernández W., the Superintendent of Banks, underscored the stability and strength of the Dominican financial system, a quality recognized by international organizations such as the International Monetary Fund. He emphasized its continuing role as a fundamental pillar for the national economy and the well-being of the population.

Preliminary SB figures also indicated that financial institutions concluded December with 659 billion pesos in liquid assets, encompassing cash on hand and deposits at the Central Bank and other financial entities. This represented a 7.1% year-over-year increase, or 43.887 billion pesos.

Public deposits, reflecting savings, climbed by 10.3% throughout 2025, reaching 2.8 trillion pesos.

The financial system's capitalization level, measured by net worth, maintained an upward trajectory. It expanded by 11.4% (52.596 billion pesos), bringing the net worth to 521.382 billion pesos at year-end. These figures indicate that the banking system is adequately capitalized, possesses sufficient capacity to absorb unexpected losses, and has reduced its leverage levels.

In terms of profitability, indicators showed a net result of 90.445 billion pesos, marking a 6.0% increase (5.126 billion pesos) from the previous year. The Return on Assets (ROA) stood at 2.24% in December 2025, while the Return on Equity (ROE) reached 18.65%, demonstrating the system's sustained profitability.